Credit Reporting

Serving your consumer and commercial reporting needs

NACM Heartland has partnered with OneCreditSource.com to provide its members access to consumer and commercial credit reports. OneCreditSource.com is a nationally recognized company providing credit reports, comprehensive employment screening, and other public information to a vast array of clients across the nation. The company is considered a credit-reporting agency and therefore conforms to very high standards of integrity and quality.

OneCreditSource.com has a unique agreement with each of the three national credit bureaus, TransUnion, Equifax, and Experian, that grants us the ability to deliver both commercial and consumer credit products via the Internet. This relationship offers all of our clients the flexibility needed to determine credit worthiness. Almost thirty different variations of reports can be downloaded, ranging in price from $5.50 to $40.

The Fair Credit Reporting Act (FCRA) was established to protect the rights of consumers. Because the information contained in consumer credit reports is very sensitive in nature, using them requires compliance per the FCRA. Unlike commercial reports, downloading consumer reports requires permissible purpose. As a result, each user must fill out and sign a compliance form. OneCreditSource will help you through that one-time process when you first set up your account to pull reports.

To order either a commercial or consumer credit report from OneCreditSource, you may click here or click the OneCreditSource icon shown above.