Lindsay Hofbauer

In the latest White Paper from UTA you'll learn: Check fraud is no longer an exception event—it is a systemic payment risk. Credit professionals who combine: FASTER PAYMENT CHANNELS, GUARANTEED SETTLEMENT TOOLS, and REDUCED MAIL EXPOSURE are consistently better positioned to prevent losses and defend their decisions when fraud occurs. Read the paper here:

The white paper, Turning One-Off AI Chats into Reliable Credit Workflows: A Practical Prompting Guide , a follow up to a successful webinar series with Handle, is a practical guide for installing a small set of prompt design patterns across the tasks credit professionals already do, making AI interaction more reliable.

The threshold for Subchapter V bankruptcy could permanently rise under a new bill introduced by Virginia Congressman Ben Cline. S. 3977 or The Bankruptcy Threshold Adjustment Act of 2026 would raise the threshold from $3 million to $7.5 million, effectively allowing more businesses to file via a faster, cost-effective route to bankruptcy. It is notable that this bill also restores the Chapter 13 limit increase. Different versions of the bill over the years have included it and not included...