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When Financial Statements Do Not Provide the Full Story

Analyzing financial statements helps reveal the creditworthiness of a customer, piecing together the figures to paint a picture of a customer’s level of risk. Beyond the traditional methods of financial statement analysis, credit scores, etc., creditors must also take internal controls into account as well⁠ should they have reason to believe something is amiss.

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May CMI Reaches Higher for Second Consecutive Month

After four months of fluctuation, NACM’s Credit Managers’ Index (CMI) broke the cycle in May when readings increased for the second month in a row, experiencing gains in both the manufacturing and service sectors. Reaching its highest reading since November 2018, the CMI’s combined score climbed to 55.7 thanks to positive results in the favorable factors.

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2018 Annual Report Now Available

The 2017-18 annual report is available for download. In addition to a recap of another success year, this document includes our strategic planning goals for the year to come.

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At NACM Heartland, we provide you with networking opportunities, education, products and services to help you achieve your company's financial goals.

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NACM Heartland
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