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The white paper, Turning One-Off AI Chats into Reliable Credit Workflows: A Practical Prompting Guide , a follow up to a successful webinar series with Handle, is a practical guide for installing a small set of prompt design patterns across the tasks credit professionals already do, making AI interaction more reliable.

The threshold for Subchapter V bankruptcy could permanently rise under a new bill introduced by Virginia Congressman Ben Cline. S. 3977 or The Bankruptcy Threshold Adjustment Act of 2026 would raise the threshold from $3 million to $7.5 million, effectively allowing more businesses to file via a faster, cost-effective route to bankruptcy. It is notable that this bill also restores the Chapter 13 limit increase. Different versions of the bill over the years have included it an

Our NACM Heartland Board gathered for its year-end meeting and then continued the evening with a holiday dinner, filled with good company, great conversation, and plenty of laughs. Taking this time to celebrate the season and recharge together sets the tone for an even stronger year ahead. Looking forward to 2026!