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The threshold for Subchapter V bankruptcy could permanently rise under a new bill introduced by Virginia Congressman Ben Cline. S. 3977 or The Bankruptcy Threshold Adjustment Act of 2026 would raise the threshold from $3 million to $7.5 million, effectively allowing more businesses to file via a faster, cost-effective route to bankruptcy. It is notable that this bill also restores the Chapter 13 limit increase. Different versions of the bill over the years have included it an

Our NACM Heartland Board gathered for its year-end meeting and then continued the evening with a holiday dinner, filled with good company, great conversation, and plenty of laughs. Taking this time to celebrate the season and recharge together sets the tone for an even stronger year ahead. Looking forward to 2026!

This white paper —developed from The Modern Credit & AR Department Survey  conducted in partnership with NetNow—explores four core areas shaping today’s credit landscape: technology adoption, credit application workflows, fraud prevention, and the evolution of the credit workforce. The findings highlight that credit professionals are increasingly open to digital transformation while remaining thoughtful about the challenges that come with AI, verification processes, and emer